Can I Get In-House Used Car Financing?

Tiny car with coins and finance paperwork


Even if you’ve heard about used car in-house financing near you in Port Huron, you may be unsure whether it’s a good choice for you. Used car lots with in-house financing offer some special perks that you can’t get when you finance with a traditional lender. In this car-buying guide from the Moran Chevrolet Fort Gratiot finance center, we’ll explore the benefits of in-house financing for used cars — whether you choose a well-maintained older vehicle or a like-new CPO model from our vast inventory of used cars, trucks, and SUVs.



Benefits of In-House Financing for Used Cars

There are some great reasons to choose used car in-house financing near you in Marysville.First off, used car lots with in-house financing tend to offer more options for those looking to buy despite a low credit score. That’s because it’s easier to negotiate with your dealership than with a financial institution like a bank or credit union. If you can demonstrate your ability to pay off a loan, your dealership may be willing to cut a deal where a traditional lender wouldn’t. Here are a few more points to keep in mind when considering in-house financing for a used car:

  • Because everything you need is in one place, the approval process is more streamlined at used car lots with in-house financing.
  • It’s easier to estimate your monthly payments when working with a dealership, because you can apply for a loan while comparing insurance and extended warranty options.
  • Why buy used? When you buy a used car, it will depreciate more slowly and retain its value better than a new car. You’ll also pay less for higher trims and premium features.
  • GM Certified vehicles must meet strict standards for age and mileage and are covered by an extended warranty.

Where Can I Find Used Car In-House Financing Near Me?

Used car lots with in-house financing can be found throughout Lake Port, but there are plenty of reasons to shop with Moran Chevrolet Fort Gratiot! Aside from our extensive inventory, we offer online tools and expert financing advice for a better buying experience. Whether you’re in search of a CPO model that performs like new or a reliable older vehicle priced under 15k, you’ll find what you need at a great price on our lot in Fort Gratiot. If you have further questions about in-house financing used cars, contact us and we’ll be happy to assist!

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